BNKA Blog

Living between two countries, explained

Clear guides on paperwork, money and security for people who moved from Latin America to Europe. Written by the team that runs the platform.

In Peru a dollar account looks like it closes the loop on international payments. Sometimes it does, and sometimes it just moves the conversion…

Between your Fiverr balance and the pesos in your account sits a conversion nobody charges you for separately. How to see it, and how to compare…

Between the platform balance and the pesos in your account there can be more than one currency change. Each one has a price, and none of them is…

The balance shows as available and there is no movement in the account. The three clocks of a withdrawal, and the Peruvian decision of which account…

In Colombia a withdrawal can travel for days and bounce at the end over one mis-ticked field. When that happens the clock does not pause: it resets.

Between the client's approval and money in your Argentine account, three separate clocks are running. Only one depends on you, and it isn't the one…

The withdrawal form asks for twenty digits and your banking app shows a shorter number. Which one goes in, and why the currency of the account is a…

Deel's form asks for the number, but in Colombia a payment needs four details to land. The one that bounces most is the account type.

The payment leaves Deel and the last leg is a local one. What you saved as the destination, CBU, CVU or alias, and whose name is on it, decides what…

Borderless moneyAugust 25, 20268 min read

Forms call it SWIFT or BIC and ask for the same field. That code identifies the institution, not your account, and the right one comes in writing…

The balance shows up in a currency you did not always choose. The withdraw button did not decide it: you did, when you handed your receiving details…

Payroll lands on one date and the expense back home falls due on another. Between those two dates is where the amount that arrives gets decided, and…

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