Receive euros with an IBAN
Euro account details to receive SEPA transfers: salary, client payments and work platforms. The details available depend on your profile.
Euro account
Your euro account with an IBAN
Receive your salary and your clients' payments in euros, and move your money to Argentina, Peru and Colombia from the same app.
What you can do
Convert when you want
Keep your euros and convert them to Argentine pesos, soles or Colombian pesos. The exchange rate is shown before you confirm.
Send home
Transfers in local currency to Argentina (CBU or CVU), Peru (CCI, Yape or Plin) and Colombia.
Withdraw by SEPA
Send euros to your own account in Europe by SEPA, or to another person when the service is available for your profile.
Pay with QR in Peru
Scan merchants' QR codes in Peru with your balance. See how it works.
Dollars outside the EU
If you live outside the EU and the EEA you can open a dollar account.
How to open it
- 1
Verify your identity
Download the app and start with your passport. We guide you through the whole process.
- 2
Activate your services
We show you the accounts and features available for your profile and location.
- 3
Share your IBAN
Give it to your employer or clients and start receiving euros.
What it costs
Deposit and withdrawal
Depositing euros by SEPA and withdrawing to your own account costs 0.40% with a 0.70 EUR minimum. See all fees.
Conversion and transfers
The exchange rate and the cost are shown in the app before you confirm.
You may also like: Get paid in euros · Send to Argentina · Send to Peru · Send to Colombia · Italy to Peru · Fees
Frequently asked questions
What is an IBAN and what is it for?
It is the number that identifies a euro account for receiving and sending SEPA transfers. With it your employer or clients in Europe can pay you by transfer, like anyone else.
Can I open it with just my passport?
Yes. You download the app, verify your identity with your passport and we show you the services available for your profile and location.
How much does it cost to deposit and withdraw euros?
Depositing euros by SEPA and withdrawing to your own account costs 0.40% with a 0.70 EUR minimum per transaction. A SEPA transfer to another person costs 0.60% with a 1.00 EUR minimum.
Can I use my IBAN to get paid from work platforms?
You can use it to receive payments sent by SEPA, including from work platforms. Each platform has its own conditions.
Who provides the service?
BNKA is a software platform. Financial services are provided by an authorised and supervised entity in each country.
BNKA is a platform operated by Byte Neok AI SL (Spain). Financial services are provided by an authorised and supervised entity in each country. This is not financial, legal, tax or investment advice.
Start today
Your money where you live.
And where you come from.
Open your account from your phone in minutes and discover the services available to you.
Download the app · Sign up with your passport · Exchange rate shown before you confirm
