Small amounts
On 100 EUR, 0.40% is 0.40 EUR, so the 0.70 EUR minimum applies.
Fees
Current fees in euros
What it costs to deposit, withdraw and send euros by SEPA. Updated 22 October 2026.
Fees in euros
The percentage is calculated on the amount of the transaction. If the result is below the minimum, the minimum applies.
| Service | Fee | Minimum per transaction |
|---|---|---|
| Euro deposit by SEPA | 0.40% | 0.70 EUR |
| SEPA withdrawal to your own account | 0.40% | 0.70 EUR |
| SEPA transfer to another person | 0.60% | 1.00 EUR |
Fees in force on 22 October 2026. Availability of each service depends on the country and your profile.
How it is calculated
Larger amounts
On 1,000 EUR, 0.40% is 4.00 EUR, above the minimum.
Other services
Currency exchange, transfers to Argentina, Peru and Colombia, QR payments in Peru and dollar services: the cost and the exchange rate are shown in the app before you confirm.
You may also like: Euro account · Get paid in euros · Send to Argentina · Send to Peru · Send to Colombia · Dollar account
Frequently asked questions
How much does it cost to deposit euros?
A euro deposit by SEPA costs 0.40% of the amount, with a minimum of 0.70 EUR per transaction.
How much does it cost to withdraw or send euros by SEPA?
A SEPA withdrawal to your own account costs 0.40% with a 0.70 EUR minimum. A SEPA transfer to another person costs 0.60% with a 1.00 EUR minimum.
How much does it cost to send to Argentina, Peru or Colombia?
The cost and the exchange rate are shown in the app before you confirm the transaction.
Where do I see the exact cost of a transaction?
On the confirmation screen of the app, before you execute the transaction.
BNKA is a platform operated by Byte Neok AI SL (Spain). Financial services are provided by an authorised and supervised entity in each country. This is not financial, legal, tax or investment advice.
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