KYT: looking at the operation, not just at the person
KYC checks who you are once. KYT watches what happens afterwards, operation by operation, which is why it sometimes stops one specific movement.
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Living between two countries, explained
Clear guides on paperwork, money and security for people who moved from Latin America to Europe. Written by the team that runs the platform.
KYC: why you're asked for ID before you can operate
It is the process of checking you are who you say you are. It happens when you open the account, and again later when something changes or expires.
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Payment return: the money comes back, and the clock starts over
When a payment cannot be credited, it goes back to the source. It is not lost, but the return trip costs as much time as the trip out.
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CVU: same format as a CBU, a different kind of account behind it
A CVU identifies an account at a digital wallet. It has twenty-two digits like a CBU, and that resemblance hides a difference that sometimes matters.
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Payment receipt: the document that shortens any conversation
A screenshot saying sent is not a receipt. Which details make a document actually useful when something has to be traced or claimed.
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CCI: the number your bank doesn't show you first
In Peru the app shows one account number and forms ask for another. The CCI is the twenty-digit one, and it is the only one that works outside your…
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CBU: the twenty-two digits that identify your account in Argentina
The CBU is the key that lets any institution transfer money to you. What it contains, how it differs from a CVU, and why it never changes.
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The alias: easy to read out, easy to forget you changed it
An alias is a readable name pointing to an account. You choose it, which makes it the only one of the three identifiers that can stop being true.
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ACH: the payment that waits for the batch to fill
A clearing house does not process operations one at a time: it groups them and settles them in batches. That explains why things sometimes arrive…
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Ten minutes before your first proposal save you a week
The first payout is best configured while there is no rush. What to settle, and which of your two CCIs goes in the form.
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Four fields worth checking before you need them
A first payout from Colombia asks for more details than most people have at hand. Where each one lives, and which one is accepted wrong without…
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The worst time to set up payments is the day you get paid
Your first proposal gets accepted and your profile is half filled in. What to settle beforehand, because afterwards the corrections arrive too late.
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