BNKA Blog

Living between two countries

Clear guides on paperwork, money and security for people who moved from Latin America to Europe. Written by the team that runs the platform.

The balance shows up in a currency you did not always choose. The withdraw button did not decide it: you did, when you handed your receiving details…

Payroll lands on one date and the expense back home falls due on another. Between those two dates is where the amount that arrives gets decided, and…

Fiverr counts in dollars, you spend in euros and your family receives in local currency. Between the gig price and your account sit an advertised…

The client approved and there is a number on your profile. That number is not your money yet: it goes through three states, and between the last one…

The invoice says «paid» and the money is nowhere. The leg that decides speed and final amount is not the company payment: it is the withdrawal you…

There are a hundred guides on the visa and almost none on what comes next: where you get paid, in what currency, and which documents prove that…

You landed the European client. Now comes the part nobody explains: how they pay you, in what currency, who keeps the spread and which paperwork you…

Zero commission does not mean free. The real cost is almost always hidden in the exchange rate, and it repeats every month. How to compare it…

You sign the contract and HR asks for "your account number". You do not have a local bank yet. The real question is simpler than it looks.

The mistake is not doing a procedure wrong. It is doing them in the wrong order and finding out, three hours of queueing later, that you are missing…

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