BNKA Blog

Living between two countries

Clear guides on paperwork, money and security for people who moved from Latin America to Europe. Written by the team that runs the platform.

The balance shows as available and there is no movement in the account. The three clocks of a withdrawal, and the Peruvian decision of which account…

In Colombia a withdrawal can travel for days and bounce at the end over one mis-ticked field. When that happens the clock does not pause: it resets.

Between the client's approval and money in your Argentine account, three separate clocks are running. Only one depends on you, and it isn't the one…

The withdrawal form asks for twenty digits and your banking app shows a shorter number. Which one goes in, and why the currency of the account is a…

Deel's form asks for the number, but in Colombia a payment needs four details to land. The one that bounces most is the account type.

The payment leaves Deel and the last leg is a local one. What you saved as the destination, CBU, CVU or alias, and whose name is on it, decides what…

The balance shows up in a currency you did not always choose. The withdraw button did not decide it: you did, when you handed your receiving details…

Payroll lands on one date and the expense back home falls due on another. Between those two dates is where the amount that arrives gets decided, and…

Fiverr counts in dollars, you spend in euros and your family receives in local currency. Between the gig price and your account sit an advertised…

The client approved and there is a number on your profile. That number is not your money yet: it goes through three states, and between the last one…

The invoice says «paid» and the money is nowhere. The leg that decides speed and final amount is not the company payment: it is the withdrawal you…

There are a hundred guides on the visa and almost none on what comes next: where you get paid, in what currency, and which documents prove that…

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