BNKA: The Fintech Connecting the Peruvian Diaspora to Their Money - with no borders

Migrating isn't just about changing countries. It's about leaving behind routines, loved ones, and certainties, while building a new life with effort and determination. For millions of Peruvians abroad, the challenge doesn't end when they cross a border: it continues every time they need to send money home, pay for a service in Peru, or simply feel secure with their savings.
Today, more than ever, the Peruvian diaspora needs financial solutions that understand this dual reality: living abroad, but staying connected to the country. That's where BNKA makes a difference.
BNKA isn't a traditional bank. It's a financial solution designed for people who live between two worlds, who work hard, who care for their loved ones from afar, and who need to manage their money freely, securely, and without unnecessary hassles.

A wallet in soles that you can open from anywhere

Accessing a Peruvian bank account from abroad used to be complicated, slow, or simply impossible. BNKA eliminates that barrier.
Today you can open your BNKA wallet in Peruvian soles from abroad using your phone number from countries like Spain, Italy, Argentina, Germany, Colombia, Ecuador, Chile, or Portugal, without needing a Peruvian number.
The process is simple and accessible: you only need your Peruvian ID, foreign resident card, or temporary residence permit. In minutes, you can have an active wallet that connects you directly to the Peruvian financial system.
What used to involve lengthy procedures and bureaucratic hurdles is now a fast, digital experience designed for those who are far away but still have their sights set on home.

Multi-currency wallet: your money, under your control

A migrant's life doesn't revolve around a single currency. That's why BNKA offers a truly multi-currency experience from a single app.
With BNKA, you can hold and convert funds in soles, euros, Argentine pesos, Colombian pesos. Everything in real time, without intermediaries and without complex processes.
This flexibility allows you to adapt to every moment of your financial life. You can protect your savings against volatility, send money to your family in Peru when they need it, or manage income in different currencies without losing value along the way.
BNKA puts control of your money in your hands, wherever you are.

Interoperability and QR payments: a complete financial experience in Peru

BNKA goes beyond transfers and savings. Its offering in Peru is complemented by interoperability and QR payments, two essential services for everyday money management.
Through BNKA, Peruvians abroad can pay with interoperable QR codes at businesses throughout the country, from large establishments to small neighborhood shops. All using their balance in soles directly, without the need for cash or additional wallets.
Furthermore, interoperability allows you to send and receive money from other wallets and local financial institutions, fully integrating with Peru's payment system.
This means that when returning to Peru for vacation, work, or family visits, BNKA users can pay, receive payments, and move around as easily as any resident, using just one app.

Mastercard in Soles: Pay Like a Local

For those who live abroad but return to Peru regularly, the BNKA Mastercard in Soles becomes a key tool.
With it, you can pay at businesses, make online purchases, or withdraw cash from ATMs within the country, all directly from your balance in soles in the app.
This eliminates the need to exchange cash, rely on foreign cards, or incur unnecessary fees. It's a simple way to feel like a local, even after years abroad.

Closer to Home, Even When You're Far Away

Distance shouldn't be an obstacle to financial peace of mind. BNKA integrates services designed to support the daily lives of the Peruvian diaspora.
From the app, you can make quick transfers to and from Peru, pay for local services, and manage your money securely, without lines, paperwork, or being tied to bank hours. BNKA understands that being far away doesn't mean disconnecting. It means needing solutions that keep pace with a global lifestyle.
BNKA: Your financial partner in the world

If you're Peruvian and live abroad, BNKA is much more than a digital wallet. It's a financial partner that understands your story, your responsibilities, and your challenges. A platform that reduces barriers, simplifies processes, and gives you back complete control of your money, no matter where you are.

With BNKA, your money moves with you.
And Peru is never too far away.

Activate your BNKA wallet today and stay connected to what matters most.