IBAN, SEPA, exchange rates and how moving money between Europe and LatAm actually works.
Money without bordersYou arrived two weeks ago, you have no NIE, and you need an IBAN to get paid. What works, what does not, and why most verification rejections are photo problems.
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Money without bordersThe same word, transfer, describes completely different processes. Understanding which rails your money travels on explains the timings, the costs and what to ask when something is delayed.
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Money without bordersA European IBAN is not a bank account, and that distinction explains almost every question about it. What you can do with it, what you cannot, and why the country of issue should not matter.
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Money without bordersThe euro has been drawing attention recently due to its movement against major currencies, including the U.S. dollar. While currency markets are shaped by many variables, this shift matters in practical ways for people who earn, save, or send money across borders.
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Money without bordersMore and more people are working with clients or companies from other countries. Whether as a freelancer, freelancer, digital nomad or just as someone living outside your home country - receiving payments from abroad can be a frequent and often complicated need.
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Money without bordersSending money between countries is a daily necessity for many people. But doing so through the traditional system is usually slow, expensive and unsuitable.
Read moreInformational content. This does not constitute financial, legal, tax or investment advice.