Your account is verified, you have been operating without incident for months, and one specific movement stalls. It is not a contradiction: two different controls are looking at different things.
What it actually is
KYT, know your transaction, is the analysis of operations themselves: where the money comes from, where it is going, and whether the pattern fits what is expected for that account.
How it differs from KYC
| KYC | KYT | |
|---|---|---|
| What it looks at | The person | The operation |
| When it acts | On entry and when details expire | Continuously, while operating |
| What it can cause | Not being able to start operating | One specific movement being reviewed |
Why it exists
Verifying who someone is once says nothing about what they will do afterwards. Operation analysis covers that part, and it is especially common where digital assets are involved and the path of funds can be traced in detail.
Being reviewed does not mean being rejected
An operation stopped for this reason waits for a check, and the money stays identified. What happens on the other side is covered in why an account goes under review.
What helps resolve it quickly
The trail. An invoice, the receipt from whoever paid you, the project contract. The clearer the origin of the money, the shorter the check. What that document should contain is in payment receipt.
Related terms
The control over the person is KYC, and the one comparing names before paying is beneficiary verification. The rest is in the glossary.
This is not financial, legal, tax, or investment advice.
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Frequently asked questions
Why was an operation stopped if my account is verified?
Because they are two different controls. Identity verification says who you are; operation analysis looks at that specific movement, its origin, destination, and pattern. A perfectly compliant account can have an operation that needs an extra check.
Is it the same as KYC?
No. KYC focuses on the person and happens on entry and when details expire. KYT focuses on operations and runs continuously while the account is active.
What do I do if a movement is stopped?
Have what explains the origin of the money at hand: the invoice, the receipt from whoever paid you, or the contract. The clearer the trail, the shorter the check tends to be.
Informational content. This does not constitute financial, legal, tax or investment advice.
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