"BNKA made finishing my degree from abroad easy, I get paid in ARS and use my BNKA card to pay in euros. I also send pesos back home for university fees. Total game changer."
F
FacundoArgentine freelancer in Europe
Earn in euros.
Send money to your family with no hidden fees
A regulated wallet for Latinos in Europe: receive your salary in EUR, instantly convert to ARS, PEN, or COP, and send it home. One app, two continents.
65K+active bnkers in Europe
€40M+sent to LatAm in 2025
€3M+sent last month
5minto open your account
Three steps. Five minutes.
How Bnka works
No bank papers. No trips to a branch. No waiting 5 days.
Open your account
Download the app, scan your ID or passport and verify your identity. Done in 5 minutes. Even if you don't have all your European documents yet.
Receive in EUR
Receive your salary, clients or transfers to your European IBAN. Keep the balance in EUR, USDT, ARS, PEN or COP — you decide when to exchange.
Send home
Instantly convert to your family's currency and send. Transparent rate published in the app. Save up to 12% vs. your bank or others.
One app · four actions
Do more with your money
It's not just another wallet. It's the way to move money between two continents without anyone taking a cut.
Most popular
Calculate transfer Send
To Argentine pesos, Peruvian soles, Colombian pesos. In minutes. Published rate.
Multi-currency
View wallets Keep
EUR, ARS, PEN, COP in one account. Exchange when it's convenient for you.
International
View card Pay
Card for spending in Europe using your local wallet balance. No surprises on your statement.
Borderless
View services Pay services
Your family's electricity, water, internet in LatAm from your phone in Europe.
Use case
For freelancers Earn freelance
European IBAN to receive from your clients. Without going through your domestic bank.
Use case
For students Study abroad
Receive your family's allowance in EUR without the bank taking 10%.
Real stories
Hear from our users
At BNKA, every story counts. See how our services have empowered tens of thousands of people around the world.
I moved with cash. Now I move money like a pro. Back when I arrived, I had no tools. Now, my clients pay me in Argentina and I receive it i Europe, fast and safe.
G
GonzaloArgentine entrepreneur in Europe
With bnka I got a European IBAN even though I didn’t have all my documents yet. Now I can send soles to my family in Cusco with no fees. Every cent counts for my parents’ house.
A
AndreyPeruvian in Rome
I came to Europe for a year to do a postgraduate program and my family sends me money with bnka. I can convert pesos to euros and use them here to live and study. It has greatly simplified my day-to-day.
M
MartinaArgentine in Europe
Real stories
It's not just sending money. It's living between two worlds.
Keep paying, earning and living like in your home country, even if you're far away. That's why Bnka is built by Latinos who live exactly that.
Your local account
In Argentina, Peru or Colombia. Open it from Europe, use it as if you were there.
Your European IBAN
Receive EUR from your clients or salary. No paperwork, no waiting for the bank.
No friction
Convert, pay, send. Published rate. What you see is what you get.
Made by people like you
Latinos living abroad. Not theory — it's experience.
Terms by jurisdiction
Bnka operates under specific regulatory frameworks in each country. Check the terms applicable to your residence.
Most asked questions
FAQs
No. Bnka is a digital wallet regulated under MiCA by Banco de España (E117). EUR payment services are provided by authorized third-party entities. This means a real European license, not a gray operation.
Join the bnkers community!
A financial solution that supports you every step of the way. Your money, where you live and where you come from. Always connected.