Bnka

Convert currencies in seconds – no surprises.

Real-Time
Exchange.

Transparent exchange rates, no hidden fees. Swap euros, pesos, soles or stablecoins instantly.

Currency to exchange

EUR

Arrives in Argentina

ARS

Traditional options

0.00 ARS

With Bnka

0.00 ARS

Traditional options keep 0.00 ARS from this transfer

Available on iOS and Android · no hidden fees · everything from your phone

Secure, fast, and reliable
75K+active bnkers in Europe
€45M+sent to LatAm in 2025
€3.2M+sent last month
5minto open your account
Three steps. Five minutes.

How Bnka works

Everything from the app. No branches. No days of waiting.

Open your account

Download the app, scan your ID or passport and verify your identity. Ready in 5 minutes. You only need your ID — no prior European residency required.

Receive in EUR

Receive your salary, clients or transfers to your European IBAN. Keep the balance in EUR, ARS, PEN or COP — you decide when to exchange.

Send home

Convert instantly and send. Rate published in the app. What you see is what arrives.

One app · four actions

Do more with your money

It's not just another wallet. It's the way to move money between two continents without anyone taking a cut.

Most popular

Send

To Argentine pesos, Peruvian soles, Colombian pesos. In minutes. Published rate.

Calculate transfer
Multi-currency

Keep

EUR, ARS, PEN, COP in one account. Exchange when it's convenient for you.

View wallets
International

Pay

Card for spending in Europe using your local wallet balance. No surprises on your statement.

View card
Borderless

Pay services

Your family's electricity, water, internet in LatAm from your phone in Europe.

View services
Use case

Earn freelance

European IBAN to get paid by your clients. No middlemen, no 5-day waits.

For freelancers
Use case

Study abroad

Receive your family's monthly support in EUR. Published rate — see exactly what arrives.

For students
Real stories

Hear from our users

At BNKA, every story counts. See how our services have empowered tens of thousands of people around the world.

I work for a company overseas and I'd tried several platforms before. There was always something: transfers taking four days, a piece taken out on the exchange. With BNKA the money lands the same day and what I see is what I get. No surprises.

J
JoaquínRemote Developer · Córdoba

I teach students from Germany, France and the Netherlands. I used to get paid through all kinds of different channels and ended up keeping half of what I earned. With BNKA my students transfer to me as if I were local in their country. Now I focus on teaching, not on fighting with payments.

M
MarianaOnline Spanish Teacher · Lima

I sell music to producers all over Europe. I used to wait until I'd built up a certain amount because otherwise the fees would eat me alive. With BNKA the money comes in directly in euros and I manage it however I want. Honestly, it changed the way I work.

L
LucasMusic Producer · Rosario

I get paid in dollars and euros by clients in different countries, and keeping all of that organized was a real headache, especially at invoicing time. With BNKA I have everything in one place and I choose when to switch to pesos. It took a real weight off my shoulders.

V
ValentinaFreelance Consultant · Buenos Aires
Live Movement

The Bnka community in real time

What is moving right now between Europe and Latin America.

Real stories

It's not just sending money. It's living between two worlds.

Keep paying, earning and living like in your home country, even if you're far away. That's why Bnka is built by Latinos who live exactly that.

Your local account

Your local account

In Argentina, Peru or Colombia. Open it from Europe, use it as if you were there.

Your European IBAN

Your European IBAN

Receive EUR from your clients or salary. No paperwork, no waiting for the bank.

No friction

No friction

Convert, pay, send. Published rate. What you see is what you get.

Made by people like you

Made by people like you

Latinos living abroad. Not theory — it's experience.

Terms by jurisdiction

Bnka operates under specific regulatory frameworks in each country. Check the terms applicable to your residence.

Most asked questions

FAQs

No. Bnka is a digital wallet regulated under MiCA by Banco de España (E117). EUR payment services are provided by authorized third-party entities. This means a real European license, not a gray operation.

Join the bnkers community!

A financial solution that supports you every step of the way. Your money, where you live and where you come from. Always connected.