I work for a company overseas and I'd tried several platforms before. There was always something: transfers taking four days, a piece taken out on the exchange. With BNKA the money lands the same day and what I see is what I get. No surprises.
Convert currencies in seconds – no surprises.
Real-Time
Exchange.
Transparent exchange rates, no hidden fees. Swap euros, pesos, soles or stablecoins instantly.
Currency to exchange
Arrives in Argentina
Traditional options
0.00 ARS
With Bnka
0.00 ARS
Available on iOS and Android · no hidden fees · everything from your phone
How Bnka works
Everything from the app. No branches. No days of waiting.
Open your account
Download the app, scan your ID or passport and verify your identity. Ready in 5 minutes. You only need your ID — no prior European residency required.
Receive in EUR
Receive your salary, clients or transfers to your European IBAN. Keep the balance in EUR, ARS, PEN or COP — you decide when to exchange.
Send home
Convert instantly and send. Rate published in the app. What you see is what arrives.
Do more with your money
It's not just another wallet. It's the way to move money between two continents without anyone taking a cut.
Send
To Argentine pesos, Peruvian soles, Colombian pesos. In minutes. Published rate.
Keep
EUR, ARS, PEN, COP in one account. Exchange when it's convenient for you.
Pay
Card for spending in Europe using your local wallet balance. No surprises on your statement.
Pay services
Your family's electricity, water, internet in LatAm from your phone in Europe.
Earn freelance
European IBAN to get paid by your clients. No middlemen, no 5-day waits.
Study abroad
Receive your family's monthly support in EUR. Published rate — see exactly what arrives.
Hear from our users
At BNKA, every story counts. See how our services have empowered tens of thousands of people around the world.
I teach students from Germany, France and the Netherlands. I used to get paid through all kinds of different channels and ended up keeping half of what I earned. With BNKA my students transfer to me as if I were local in their country. Now I focus on teaching, not on fighting with payments.
I sell music to producers all over Europe. I used to wait until I'd built up a certain amount because otherwise the fees would eat me alive. With BNKA the money comes in directly in euros and I manage it however I want. Honestly, it changed the way I work.
I get paid in dollars and euros by clients in different countries, and keeping all of that organized was a real headache, especially at invoicing time. With BNKA I have everything in one place and I choose when to switch to pesos. It took a real weight off my shoulders.
The Bnka community in real time
What is moving right now between Europe and Latin America.
It's not just sending money. It's living between two worlds.
Keep paying, earning and living like in your home country, even if you're far away. That's why Bnka is built by Latinos who live exactly that.
Your local account
In Argentina, Peru or Colombia. Open it from Europe, use it as if you were there.
Your European IBAN
Receive EUR from your clients or salary. No paperwork, no waiting for the bank.
No friction
Convert, pay, send. Published rate. What you see is what you get.
Made by people like you
Latinos living abroad. Not theory — it's experience.
Terms by jurisdiction
Bnka operates under specific regulatory frameworks in each country. Check the terms applicable to your residence.
FAQs
No. Bnka is a digital wallet regulated under MiCA by Banco de España (E117). EUR payment services are provided by authorized third-party entities. This means a real European license, not a gray operation.





Join the bnkers community!
A financial solution that supports you every step of the way. Your money, where you live and where you come from. Always connected.