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– SĄLYGOS IR NUOSTATOS – PERU","bnka-salygos-ir-nuostatos-peru","\u003Ch2 data-start=\"94\" data-end=\"124\">1. ĮVADAS IR TAIKYMO SRITIS\u003C\u002Fh2>\u003Cp data-start=\"126\" data-end=\"377\">Šios Peru taikomos Sąlygos ir nuostatos (toliau – „Peru sąlygos“) reglamentuoja prieigą prie paslaugų ir naudojimąsi paslaugomis, kurios yra prieinamos per BNKA technologinę platformą (toliau – „Platforma“) naudotojams, gyvenantiems Peru Respublikoje.\u003C\u002Fp>\u003Cp data-start=\"379\" data-end=\"575\">Šios Peru sąlygos papildo BNKA Bendrąsias sąlygas ir nuostatas (toliau – „Bendrosios sąlygos“) ir turi būti skaitomos kartu su jomis. Bet kokių neatitikimų atveju viršenybę turi šios Peru sąlygos.\u003C\u002Fp>\u003Cp data-start=\"577\" data-end=\"791\">Platforma priklauso bendrovei \u003Cstrong data-start=\"607\" data-end=\"626\">Neoxpat Limited\u003C\u002Fstrong>, įsteigtai pagal Kipro įstatymus, kuri veikia išimtinai kaip technologinės infrastruktūros savininkė ir operatorė ir neteikia reguliuojamų finansinių paslaugų Peru.\u003C\u002Fp>\u003Ch2 data-start=\"798\" data-end=\"833\">2. PASLAUGŲ TEIKIMO MODELIS PERU\u003C\u002Fh2>\u003Cp data-start=\"835\" data-end=\"1105\">Peru Respublikoje per Platformą pasiekiamos finansinės paslaugos teikiamos pagal taikytiną reguliavimo sistemą, per subjektus, kurie yra tinkamai įgalioti ir prižiūrimi Bankininkystės, draudimo ir privačių pensijų fondų administratorių priežiūros institucijos (\u003Cstrong data-start=\"1096\" data-end=\"1103\">SBS\u003C\u002Fstrong>).\u003C\u002Fp>\u003Ch2 data-start=\"1112\" data-end=\"1141\">3. DALYVAUJANTYS SUBJEKTAI\u003C\u002Fh2>\u003Ch3 data-start=\"1143\" data-end=\"1162\">3.1 GMONEY S.A.\u003C\u002Fh3>\u003Cp data-start=\"1164\" data-end=\"1355\">\u003Cstrong data-start=\"1164\" data-end=\"1179\">GMONEY S.A.\u003C\u002Fstrong> yra bendrovė, įsteigta pagal Peru Respublikos įstatymus, įgaliota ir prižiūrima Bankininkystės, draudimo ir AFP (SBS) priežiūros institucijos kaip elektroninių pinigų leidėja.\u003C\u002Fp>\u003Cp data-start=\"1357\" data-end=\"1411\">\u003Cstrong data-start=\"1357\" data-end=\"1372\">GMONEY S.A.\u003C\u002Fstrong> yra atsakinga už šių paslaugų teikimą:\u003C\u002Fp>\u003Cul data-start=\"1413\" data-end=\"1648\">\u003Cli data-start=\"1413\" data-end=\"1447\">\u003Cp data-start=\"1415\" data-end=\"1447\">elektroninių pinigų pinigines;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"1448\" data-end=\"1504\">\u003Cp data-start=\"1450\" data-end=\"1504\">elektroninių pinigų išleidimą, valdymą ir saugojimą;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"1505\" data-end=\"1582\">\u003Cp data-start=\"1507\" data-end=\"1582\">papildymą, išgryninimą, pervedimus ir mokėjimo operacijas vietos valiuta;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"1583\" data-end=\"1648\">\u003Cp data-start=\"1585\" data-end=\"1648\">kitas paslaugas, leidžiamas pagal taikytinus Peru teisės aktus.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"1650\" data-end=\"1804\">Su elektroniniais pinigais susijusios lėšos nėra banko indėliai ir joms taikomi Peru elektroninių pinigų reguliavimą nustatantys specialieji teisės aktai.\u003C\u002Fp>\u003Ch3 data-start=\"1811\" data-end=\"1848\">3.2 BNKA kaip technologinė sąsaja\u003C\u002Fh3>\u003Cp data-start=\"1850\" data-end=\"1926\">Peru BNKA veikia išimtinai kaip technologinė sąsaja, leidžianti naudotojams:\u003C\u002Fp>\u003Cul data-start=\"1928\" data-end=\"2088\">\u003Cli data-start=\"1928\" data-end=\"1973\">\u003Cp data-start=\"1930\" data-end=\"1973\">pasiekti GMONEY S.A. teikiamas paslaugas;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"1974\" data-end=\"2025\">\u003Cp data-start=\"1976\" data-end=\"2025\">peržiūrėti likučius, operacijas ir informaciją;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2026\" data-end=\"2088\">\u003Cp data-start=\"2028\" data-end=\"2088\">inicijuoti prašymus ir nurodymus pagal aktyvuotas paslaugas.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"2090\" data-end=\"2226\">BNKA nėra finansų įstaiga, nepriima indėlių iš visuomenės, nevaldo lėšų, neišleidžia elektroninių pinigų ir nenustato finansinių sąlygų.\u003C\u002Fp>\u003Ch2 data-start=\"2233\" data-end=\"2260\">4. SUTARTINIAI SANTYKIAI\u003C\u002Fh2>\u003Cp data-start=\"2262\" data-end=\"2304\">Naudodamasis Peru teikiamomis paslaugomis:\u003C\u002Fp>\u003Cul data-start=\"2306\" data-end=\"2490\">\u003Cli data-start=\"2306\" data-end=\"2399\">\u003Cp data-start=\"2308\" data-end=\"2399\">naudotojas sudaro sutartį tiesiogiai su \u003Cstrong data-start=\"2348\" data-end=\"2363\">GMONEY S.A.\u003C\u002Fstrong> dėl elektroninių pinigų paslaugų;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2400\" data-end=\"2490\">\u003Cp data-start=\"2402\" data-end=\"2490\">BNKA ir Neoxpat Limited nėra sutarties šalis reguliuojamų finansinių paslaugų atžvilgiu.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"2492\" data-end=\"2636\">Konkrečias elektroninių pinigų paslaugų sąlygas ir nuostatas nustato GMONEY S.A. ir apie jas informuoja naudotoją pagal taikytinus teisės aktus.\u003C\u002Fp>\u003Ch2 data-start=\"2643\" data-end=\"2691\">5. REGISTRACIJA, IDENTIFIKAVIMAS IR ATITIKTIS\u003C\u002Fh2>\u003Cp data-start=\"2693\" data-end=\"2944\">Prieiga prie paslaugų priklauso nuo identifikavimo, patvirtinimo ir kliento pažinimo (KYC) procesų laikymosi, pinigų plovimo prevencijos ir kovos su terorizmo finansavimu (AML\u002FCTF) reikalavimų, laikantis SBS reglamentų ir GMONEY S.A. vidaus politikos.\u003C\u002Fp>\u003Cp data-start=\"2946\" data-end=\"3141\">GMONEY S.A. ir BNKA gali pareikalauti papildomos informacijos, taikyti limitus, sustabdyti operacijas arba apriboti prieigą, kai tai būtina dėl reguliavimo, saugumo ar rizikos valdymo priežasčių.\u003C\u002Fp>\u003Ch2 data-start=\"3148\" data-end=\"3195\">6. IŠLAIDOS, MOKESČIAI IR EKONOMINĖS SĄLYGOS\u003C\u002Fh2>\u003Cp data-start=\"3197\" data-end=\"3374\">Mokesčius, komisinius ir išlaidas, taikomas elektroninių pinigų paslaugoms, nustato GMONEY S.A. ir apie juos informuoja naudotoją prieš sudarant sutartį arba vykdant operacijas.\u003C\u002Fp>\u003Cp data-start=\"3376\" data-end=\"3565\">BNKA nenustato ir tiesiogiai negauna komisinio atlygio už elektroninius pinigus, išskyrus tuos, kurie susiję su Platformos naudojimu, kai taikoma, ir kai apie tai buvo iš anksto atskleista.\u003C\u002Fp>\u003Ch2 data-start=\"3572\" data-end=\"3596\">7. NAUDOTOJO PAREIGOS\u003C\u002Fh2>\u003Cp data-start=\"3598\" data-end=\"3622\">Naudotojas įsipareigoja:\u003C\u002Fp>\u003Cul data-start=\"3624\" data-end=\"3889\">\u003Cli data-start=\"3624\" data-end=\"3681\">\u003Cp data-start=\"3626\" data-end=\"3681\">pateikti teisingą, išsamią ir atnaujintą informaciją;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3682\" data-end=\"3746\">\u003Cp data-start=\"3684\" data-end=\"3746\">naudotis paslaugomis teisėtai ir laikantis Peru teisės aktų;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3747\" data-end=\"3823\">\u003Cp data-start=\"3749\" data-end=\"3823\">nenaudoti paslaugų neteisėtai, sukčiaujant ar vykdant draudžiamą veiklą;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3824\" data-end=\"3889\">\u003Cp data-start=\"3826\" data-end=\"3889\">saugoti savo prisijungimo duomenų ir įrenginių konfidencialumą.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Ch2 data-start=\"3896\" data-end=\"3912\">8. ATSAKOMYBĖ\u003C\u002Fh2>\u003Cp data-start=\"3914\" data-end=\"4001\">\u003Cstrong data-start=\"3914\" data-end=\"3929\">GMONEY S.A.\u003C\u002Fstrong> yra išimtinai atsakinga už jos teikiamas elektroninių pinigų paslaugas.\u003C\u002Fp>\u003Cp data-start=\"4003\" data-end=\"4053\">BNKA ir Neoxpat Limited neprisiima atsakomybės už:\u003C\u002Fp>\u003Cul data-start=\"4055\" data-end=\"4256\">\u003Cli data-start=\"4055\" data-end=\"4093\">\u003Cp data-start=\"4057\" data-end=\"4093\">GMONEY S.A. veiksmus ar neveikimą;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4094\" data-end=\"4152\">\u003Cp data-start=\"4096\" data-end=\"4152\">nuostolius, kylančius iš elektroninių pinigų paslaugų;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4153\" data-end=\"4256\">\u003Cp data-start=\"4155\" data-end=\"4256\">sutrikimus, kuriuos sukėlė trečiosios šalys arba priežastys, esančios už jų pagrįstos kontrolės ribų.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"4258\" data-end=\"4336\">Niekas šiose Sąlygose neriboja vartotojo neatšaukiamų teisių pagal Peru teisę.\u003C\u002Fp>\u003Ch2 data-start=\"4343\" data-end=\"4375\">9. 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