[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"Layout-en":3,"TermsInfo-en-general-terms-and-conditions-argentina":154},{"data":4,"meta":153},{"id":5,"documentId":6,"createdAt":7,"updatedAt":8,"publishedAt":9,"locale":10,"header":11,"footer":72},1,"fsav9o5pbuhqqfjn9f11eypr","2025-06-13T16:13:53.009Z","2026-07-01T13:47:25.068Z",null,"en",{"id":5,"menu":12},[13,44,63,67],{"id":14,"label":15,"url":9,"isExternal":16,"submenu":17},19,"Services",false,[18,24,29,34,39],{"id":19,"label":20,"type":21,"isExternal":16,"url":22,"regions":23,"img":9},575,"Multimedia Balance Management","primary","https:\u002F\u002Fbnka.com\u002Fen\u002Fmultimedia-balance-management",[],{"id":25,"label":26,"type":21,"isExternal":16,"url":27,"regions":28,"img":9},139,"Multi-currency accounts","https:\u002F\u002Fbnka.com\u002Fen\u002Fmulti-currency-accounts",[],{"id":30,"label":31,"type":21,"isExternal":16,"url":32,"regions":33,"img":9},140,"International cards","https:\u002F\u002Fbnka.com\u002Fen\u002Fbnka-cards",[],{"id":35,"label":36,"type":21,"isExternal":16,"url":37,"regions":38,"img":9},141,"Send and Receive","https:\u002F\u002Fbnka.com\u002Fen\u002Fsend-and-receive-money",[],{"id":40,"label":41,"type":21,"isExternal":16,"url":42,"regions":43,"img":9},143,"Bill payment","https:\u002F\u002Fbnka.com\u002Fen\u002Fpay-bills",[],{"id":45,"label":46,"url":9,"isExternal":16,"submenu":47},20,"Use cases",[48,53,58],{"id":49,"label":50,"type":21,"isExternal":16,"url":51,"regions":52,"img":9},144,"For Expats","https:\u002F\u002Fbnka.com\u002Fen\u002Ffor-expats",[],{"id":54,"label":55,"type":21,"isExternal":16,"url":56,"regions":57,"img":9},145,"For Freelancers","https:\u002F\u002Fbnka.com\u002Fen\u002Ffor-freelancers",[],{"id":59,"label":60,"type":21,"isExternal":16,"url":61,"regions":62,"img":9},146,"For Students","https:\u002F\u002Fbnka.com\u002Fen\u002Ffor-students",[],{"id":5,"label":64,"url":65,"isExternal":16,"submenu":66},"BNKA Academy","https:\u002F\u002Fbnka.com\u002Fen\u002Fblog",[],{"id":68,"label":69,"url":70,"isExternal":16,"submenu":71},142,"Help","https:\u002F\u002Fbnka.com\u002Fen\u002Ffaqs",[],{"id":5,"footereu":73,"footerworld":73,"copyrighy":74,"footerarg":75,"footerco":9,"footerper":75,"links":76,"socialmedia":96},"\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">BNKA is a global platform whose technological infrastructure is operated and made available by Neoxpat Limited. BNKA acts solely and exclusively as a technology provider offering an access interface to financial services. BNKA does not offer or provide financial services, nor does it carry out any activity proper to financial entities that require authorization to operate.\u003C\u002Fp>\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Payment account services, balances in fiat currencies (such as Euros or Argentine Pesos), the issuance of virtual identifiers, and associated transfer channels are provided entirely by duly regulated and authorized third-party entities (including Block Digital UAB for the European Economic Area, and the corresponding authorized local providers in each jurisdiction in Latin America).\u003C\u002Fp>\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Access to any tool or service through the platform is subject to full acceptance of the General Terms and Conditions and the privacy policies applicable in each region.\u003C\u002Fp>","All rights reserved.","",[77,83,88,92],{"id":78,"label":79,"type":21,"isExternal":80,"url":81,"regions":82,"img":9},17,"Request from authorities",true,"https:\u002F\u002Fbnka.com\u002Fen\u002Fauthority",[],{"id":84,"label":85,"type":21,"isExternal":80,"url":86,"regions":87,"img":9},18,"Terms and Conditions","https:\u002F\u002Fbnka.com\u002Fen\u002Fterms",[],{"id":14,"label":89,"type":21,"isExternal":80,"url":90,"regions":91,"img":9},"Help Center","https:\u002F\u002Fsupport.bnka.com\u002Fhc\u002Fen",[],{"id":93,"label":94,"type":21,"isExternal":16,"url":70,"regions":95,"img":9},239,"FAQs",[],[97,114,127,140],{"id":5,"url":98,"icon":99},"https:\u002F\u002Fwww.facebook.com\u002Fprofile.php?id=61565854045769&sk=about",{"id":100,"documentId":101,"name":102,"alternativeText":9,"caption":9,"width":103,"height":103,"formats":104,"hash":105,"ext":106,"mime":107,"size":108,"url":109,"previewUrl":9,"provider":110,"provider_metadata":9,"folderPath":111,"createdAt":112,"updatedAt":113,"publishedAt":112,"locale":9,"focalPoint":9},12,"oxs3u9bpzbr4vevp6jq8g6pt","icon_facebook.svg",55,{},"icon_facebook_47c5fb84b2",".svg","image\u002Fsvg+xml",1.02,"\u002Fuploads\u002Ficon_facebook_47c5fb84b2.svg","local","\u002F","2025-06-13T15:21:07.080Z","2025-07-31T21:24:31.427Z",{"id":115,"url":116,"icon":117},2,"https:\u002F\u002Fwww.instagram.com\u002Fbnkafinance\u002F",{"id":118,"documentId":119,"name":120,"alternativeText":9,"caption":9,"width":103,"height":103,"formats":121,"hash":122,"ext":106,"mime":107,"size":123,"url":124,"previewUrl":9,"provider":110,"provider_metadata":9,"folderPath":111,"createdAt":125,"updatedAt":126,"publishedAt":125,"locale":9,"focalPoint":9},15,"ny3bdlb8q0ufimb7oeww4amm","icon_instagram.svg",{},"icon_instagram_a7dfce98dc",3.74,"\u002Fuploads\u002Ficon_instagram_a7dfce98dc.svg","2025-06-13T15:21:07.400Z","2025-07-31T21:24:01.242Z",{"id":128,"url":129,"icon":130},3,"https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fbnkafinance\u002F",{"id":131,"documentId":132,"name":133,"alternativeText":9,"caption":9,"width":103,"height":103,"formats":134,"hash":135,"ext":106,"mime":107,"size":136,"url":137,"previewUrl":9,"provider":110,"provider_metadata":9,"folderPath":111,"createdAt":138,"updatedAt":139,"publishedAt":138,"locale":9,"focalPoint":9},14,"gsf436uo8y6f0pw74km1s15s","icon_linkedin.svg",{},"icon_linkedin_374d225e11",2.16,"\u002Fuploads\u002Ficon_linkedin_374d225e11.svg","2025-06-13T15:21:07.396Z","2025-07-31T21:24:13.668Z",{"id":141,"url":142,"icon":143},4,"https:\u002F\u002Fx.com\u002Fbnkafinance",{"id":144,"documentId":145,"name":146,"alternativeText":9,"caption":9,"width":103,"height":103,"formats":147,"hash":148,"ext":106,"mime":107,"size":149,"url":150,"previewUrl":9,"provider":110,"provider_metadata":9,"folderPath":111,"createdAt":151,"updatedAt":152,"publishedAt":151,"locale":9,"focalPoint":9},16,"v890mzdrz0efvo834h4bmw3z","icon_x.svg",{},"icon_x_d235889658",1.34,"\u002Fuploads\u002Ficon_x_d235889658.svg","2025-06-13T15:21:07.409Z","2025-07-31T21:23:21.099Z",{},{"data":155,"meta":305},[156],{"id":157,"documentId":158,"title":159,"slug":160,"content":161,"createdAt":162,"updatedAt":163,"publishedAt":9,"locale":10,"link":9,"type":164,"order":5,"region":165,"pdf":9,"seo":182},11,"adxm3b02m8hyz21xqf8jnu31","General Terms and Conditions: Argentina","general-terms-and-conditions-argentina","\u003Ch2 data-start=\"96\" data-end=\"122\">1. ACCEPTANCE AND SCOPE\u003C\u002Fh2>\u003Cp data-start=\"124\" data-end=\"548\">These Terms and Conditions (the “Argentina Terms”) govern access to and use of the BNKA.com technology platform (the “Platform”) by natural persons residing in the Republic of Argentina. Access to, registration on, or use of the Platform implies that the user declares that they have read, understood, and fully accepted these Argentina Terms. If the user does not agree with them, they must refrain from using the Platform.\u003C\u002Fp>\u003Cp data-start=\"550\" data-end=\"777\">These Argentina Terms supplement the BNKA General Terms and Conditions. In the event of any conflict or inconsistency, these Argentina Terms shall prevail with respect to services and users located in the Republic of Argentina.\u003C\u002Fp>\u003Ch2 data-start=\"784\" data-end=\"801\">2. DEFINITIONS\u003C\u002Fh2>\u003Cp data-start=\"803\" data-end=\"884\">For the purposes of these Argentina Terms, the following definitions shall apply:\u003C\u002Fp>\u003Cp data-start=\"886\" data-end=\"989\">\u003Cstrong data-start=\"886\" data-end=\"900\">“Platform”\u003C\u002Fstrong>: the technological interface accessible through BNKA.com and\u002For associated applications.\u003C\u002Fp>\u003Cp data-start=\"991\" data-end=\"1093\">\u003Cstrong data-start=\"991\" data-end=\"1001\">“User”\u003C\u002Fstrong>: a natural person residing in the Republic of Argentina who accesses and uses the Platform.\u003C\u002Fp>\u003Cp data-start=\"1095\" data-end=\"1220\">\u003Cstrong data-start=\"1095\" data-end=\"1104\">“PSP”\u003C\u002Fstrong>: Payment Service Provider as defined under the regulations of the Central Bank of the Republic of Argentina (BCRA).\u003C\u002Fp>\u003Cp data-start=\"1222\" data-end=\"1342\">\u003Cstrong data-start=\"1222\" data-end=\"1232\">“PSAV”\u003C\u002Fstrong>: Virtual Asset Service Provider as defined under the regulations of the National Securities Commission (CNV).\u003C\u002Fp>\u003Cp data-start=\"1344\" data-end=\"1409\">\u003Cstrong data-start=\"1344\" data-end=\"1353\">“CVU”\u003C\u002Fstrong>: Uniform Virtual Key associated with a payment account.\u003C\u002Fp>\u003Cp data-start=\"1411\" data-end=\"1497\">\u003Cstrong data-start=\"1411\" data-end=\"1429\">“PSP Services”\u003C\u002Fstrong>: payment account (CVU), transfers, and payments in Argentine pesos.\u003C\u002Fp>\u003Cp data-start=\"1499\" data-end=\"1633\">\u003Cstrong data-start=\"1499\" data-end=\"1518\">“PSAV Services”\u003C\u002Fstrong>: services related to virtual assets (purchase, sale, exchange, execution of orders and\u002For custody, as applicable).\u003C\u002Fp>\u003Ch2 data-start=\"1640\" data-end=\"1684\">3. NATURE OF BNKA.COM AND NEOXPAT LIMITED\u003C\u002Fh2>\u003Cp data-start=\"1686\" data-end=\"1923\">The Platform is operated technologically by Neoxpat Limited, which acts exclusively as a provider of technological infrastructure and a digital interface. For regulatory purposes in the Republic of Argentina, it is expressly stated that:\u003C\u002Fp>\u003Cp data-start=\"1925\" data-end=\"1954\">BNKA.com and Neoxpat Limited:\u003C\u002Fp>\u003Cul data-start=\"1956\" data-end=\"2292\">\u003Cli data-start=\"1956\" data-end=\"1973\">\u003Cp data-start=\"1958\" data-end=\"1973\">are not a bank;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"1974\" data-end=\"2017\">\u003Cp data-start=\"1976\" data-end=\"2017\">are not a Payment Service Provider (PSP);\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2018\" data-end=\"2068\">\u003Cp data-start=\"2020\" data-end=\"2068\">are not a Virtual Asset Service Provider (PSAV);\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2069\" data-end=\"2115\">\u003Cp data-start=\"2071\" data-end=\"2115\">do not provide regulated financial services;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2116\" data-end=\"2154\">\u003Cp data-start=\"2118\" data-end=\"2154\">do not safeguard or hold user funds;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2155\" data-end=\"2181\">\u003Cp data-start=\"2157\" data-end=\"2181\">do not process payments;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2182\" data-end=\"2214\">\u003Cp data-start=\"2184\" data-end=\"2214\">do not issue electronic money;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2215\" data-end=\"2237\">\u003Cp data-start=\"2217\" data-end=\"2237\">do not grant credit;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"2238\" data-end=\"2292\">\u003Cp data-start=\"2240\" data-end=\"2292\">do not execute transactions involving crypto-assets.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"2294\" data-end=\"2482\">The Platform does not execute financial transactions itself, but enables users to access and initiate instructions regarding services provided by duly authorized independent third parties.\u003C\u002Fp>\u003Ch2 data-start=\"2489\" data-end=\"2555\">4. SERVICE PROVIDERS IN ARGENTINA (STRICT SEGREGATION OF ROLES)\u003C\u002Fh2>\u003Cp data-start=\"2557\" data-end=\"2758\">In the Republic of Argentina, the services accessible through the Platform are provided by independent entities, each within the scope of its respective authorization and under its sole responsibility.\u003C\u002Fp>\u003Ch3 data-start=\"2760\" data-end=\"2828\">4.1 Block Digital Services S.A. – Payment Service Provider (PSP)\u003C\u002Fh3>\u003Cp data-start=\"2830\" data-end=\"2987\">Block Digital Services S.A. is a company incorporated under the laws of the Republic of Argentina and registered as a Payment Service Provider with the BCRA.\u003C\u002Fp>\u003Cp data-start=\"2989\" data-end=\"3090\">Block Digital Services S.A. is the only entity responsible for providing the PSP Services, including:\u003C\u002Fp>\u003Cul data-start=\"3092\" data-end=\"3314\">\u003Cli data-start=\"3092\" data-end=\"3150\">\u003Cp data-start=\"3094\" data-end=\"3150\">opening and administration of payment accounts with CVU;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3151\" data-end=\"3220\">\u003Cp data-start=\"3153\" data-end=\"3220\">deposit, withdrawal and administration of funds in Argentine pesos;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3221\" data-end=\"3242\">\u003Cp data-start=\"3223\" data-end=\"3242\">domestic transfers;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3243\" data-end=\"3314\">\u003Cp data-start=\"3245\" data-end=\"3314\">payments and other payment services permitted under BCRA regulations.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"3316\" data-end=\"3558\">Block Digital Services S.A. provides services exclusively in fiat currency (Argentine pesos) and does not provide services involving virtual assets, does not act as a PSAV, and does not purchase, sell, intermediate or safeguard crypto-assets.\u003C\u002Fp>\u003Ch3 data-start=\"3560\" data-end=\"3628\">4.2 Digital Trading S.A. – Virtual Asset Service Provider (PSAV)\u003C\u002Fh3>\u003Cp data-start=\"3630\" data-end=\"3881\">Digital Trading S.A. is a company incorporated under the laws of the Republic of Argentina and registered as a Virtual Asset Service Provider with the CNV. Digital Trading S.A. is the only entity responsible for providing the PSAV Services, including:\u003C\u002Fp>\u003Cul data-start=\"3883\" data-end=\"4014\">\u003Cli data-start=\"3883\" data-end=\"3931\">\u003Cp data-start=\"3885\" data-end=\"3931\">purchase, sale and exchange of virtual assets;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3932\" data-end=\"3967\">\u003Cp data-start=\"3934\" data-end=\"3967\">execution of crypto-asset orders;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"3968\" data-end=\"4014\">\u003Cp data-start=\"3970\" data-end=\"4014\">custody of virtual assets, where applicable.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"4016\" data-end=\"4119\">PSAV Services are not provided by Block Digital Services S.A., nor by BNKA.com, nor by Neoxpat Limited.\u003C\u002Fp>\u003Ch2 data-start=\"4126\" data-end=\"4183\">5. SEGREGATION OF SERVICES, FUNDS AND RESPONSIBILITIES\u003C\u002Fh2>\u003Cp data-start=\"4185\" data-end=\"4252\">PSP Services and PSAV Services are strictly segregated in terms of:\u003C\u002Fp>\u003Cul data-start=\"4254\" data-end=\"4336\">\u003Cli data-start=\"4254\" data-end=\"4281\">\u003Cp data-start=\"4256\" data-end=\"4281\">contractual arrangements;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4282\" data-end=\"4295\">\u003Cp data-start=\"4284\" data-end=\"4295\">operations;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4296\" data-end=\"4323\">\u003Cp data-start=\"4298\" data-end=\"4323\">regulatory framework; and\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4324\" data-end=\"4336\">\u003Cp data-start=\"4326\" data-end=\"4336\">liability.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"4338\" data-end=\"4352\">In particular:\u003C\u002Fp>\u003Cul data-start=\"4354\" data-end=\"4774\">\u003Cli data-start=\"4354\" data-end=\"4588\">\u003Cp data-start=\"4356\" data-end=\"4588\">\u003Cstrong data-start=\"4356\" data-end=\"4390\">Funds credited to CVU accounts\u003C\u002Fstrong>: do not constitute bank deposits; are not covered by the deposit guarantee scheme; are used exclusively for PSP Services; and are not allocated to or linked to transactions involving crypto-assets.\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4590\" data-end=\"4774\">\u003Cp data-start=\"4592\" data-end=\"4774\">\u003Cstrong data-start=\"4592\" data-end=\"4636\">Any transaction involving virtual assets\u003C\u002Fstrong>: is executed exclusively by Digital Trading S.A., under its own regulatory framework, and under its sole responsibility towards the user.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Ch2 data-start=\"4781\" data-end=\"4804\">6. PLATFORM FEATURES\u003C\u002Fh2>\u003Cp data-start=\"4806\" data-end=\"4866\">The Platform enables users, among other functionalities, to:\u003C\u002Fp>\u003Cul data-start=\"4868\" data-end=\"5016\">\u003Cli data-start=\"4868\" data-end=\"4921\">\u003Cp data-start=\"4870\" data-end=\"4921\">view information, balances and transaction history;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4922\" data-end=\"4980\">\u003Cp data-start=\"4924\" data-end=\"4980\">initiate requests and instructions to service providers;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"4981\" data-end=\"5016\">\u003Cp data-start=\"4983\" data-end=\"5016\">access notifications and support.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"5018\" data-end=\"5081\">The Platform does not execute financial transactions by itself.\u003C\u002Fp>\u003Cp data-start=\"5083\" data-end=\"5154\">Execution is carried out exclusively by the competent service provider:\u003C\u002Fp>\u003Cul data-start=\"5156\" data-end=\"5245\">\u003Cli data-start=\"5156\" data-end=\"5203\">\u003Cp data-start=\"5158\" data-end=\"5203\">Block Digital Services S.A. for PSP Services;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"5204\" data-end=\"5245\">\u003Cp data-start=\"5206\" data-end=\"5245\">Digital Trading S.A. for PSAV Services.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Ch2 data-start=\"5252\" data-end=\"5282\">7. CONTRACTUAL RELATIONSHIP\u003C\u002Fh2>\u003Cp data-start=\"5284\" data-end=\"5322\">The user acknowledges and agrees that:\u003C\u002Fp>\u003Cul data-start=\"5324\" data-end=\"5639\">\u003Cli data-start=\"5324\" data-end=\"5439\">\u003Cp data-start=\"5326\" data-end=\"5439\">with respect to PSP Services, they enter into a direct and independent contract with Block Digital Services S.A.;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"5440\" data-end=\"5549\">\u003Cp data-start=\"5442\" data-end=\"5549\">with respect to PSAV Services, they enter into a direct and independent contract with Digital Trading S.A.;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"5550\" data-end=\"5639\">\u003Cp data-start=\"5552\" data-end=\"5639\">BNKA.com and Neoxpat Limited are not parties to regulated financial services contracts.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"5641\" data-end=\"5704\">Each entity is solely responsible for the services it provides.\u003C\u002Fp>\u003Ch2 data-start=\"5711\" data-end=\"5765\">8. REGISTRATION, KYC, AML\u002FCFT AND COMPLIANCE POWERS\u003C\u002Fh2>\u003Cp data-start=\"5767\" data-end=\"5844\">Access to the services is subject to compliance with the following processes:\u003C\u002Fp>\u003Cul data-start=\"5846\" data-end=\"6002\">\u003Cli data-start=\"5846\" data-end=\"5895\">\u003Cp data-start=\"5848\" data-end=\"5895\">identification and identity verification (KYC);\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"5896\" data-end=\"5962\">\u003Cp data-start=\"5898\" data-end=\"5962\">anti-money laundering and counter-terrorism financing (AML\u002FCFT);\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"5963\" data-end=\"6002\">\u003Cp data-start=\"5965\" data-end=\"6002\">other applicable regulatory controls.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"6004\" data-end=\"6069\">Service providers may, in accordance with applicable regulations:\u003C\u002Fp>\u003Cul data-start=\"6071\" data-end=\"6201\">\u003Cli data-start=\"6071\" data-end=\"6104\">\u003Cp data-start=\"6073\" data-end=\"6104\">request additional information;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"6105\" data-end=\"6132\">\u003Cp data-start=\"6107\" data-end=\"6132\">apply operational limits;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"6133\" data-end=\"6171\">\u003Cp data-start=\"6135\" data-end=\"6171\">delay, reject or block transactions;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"6172\" data-end=\"6201\">\u003Cp data-start=\"6174\" data-end=\"6201\">suspend or cancel services.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Ch2 data-start=\"6208\" data-end=\"6260\">9. SECURITY, ERRORS AND UNAUTHORIZED TRANSACTIONS\u003C\u002Fh2>\u003Cp data-start=\"6262\" data-end=\"6355\">The user is responsible for maintaining the confidentiality of their credentials and devices.\u003C\u002Fp>\u003Cp data-start=\"6357\" data-end=\"6457\">Any unauthorized transaction, error or claim must be reported immediately through official channels.\u003C\u002Fp>\u003Cp data-start=\"6459\" data-end=\"6533\">Claims will be handled by the entity responsible for the relevant service.\u003C\u002Fp>\u003Ch2 data-start=\"6540\" data-end=\"6568\">10. FEES, COSTS AND TAXES\u003C\u002Fh2>\u003Cp data-start=\"6570\" data-end=\"6841\">Applicable fees and charges will be disclosed by the service provider prior to the execution of each transaction. Any applicable taxes and\u002For withholdings shall be applied in accordance with current regulations. The user is responsible for their personal tax obligations.\u003C\u002Fp>\u003Ch2 data-start=\"6848\" data-end=\"6878\">11. LIMITATION OF LIABILITY\u003C\u002Fh2>\u003Cp data-start=\"6880\" data-end=\"6933\">BNKA.com and Neoxpat Limited shall not be liable for:\u003C\u002Fp>\u003Cul data-start=\"6935\" data-end=\"7193\">\u003Cli data-start=\"6935\" data-end=\"7010\">\u003Cp data-start=\"6937\" data-end=\"7010\">acts or omissions of Block Digital Services S.A. or Digital Trading S.A.;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7011\" data-end=\"7054\">\u003Cp data-start=\"7013\" data-end=\"7054\">losses arising from PSP or PSAV Services;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7055\" data-end=\"7101\">\u003Cp data-start=\"7057\" data-end=\"7101\">fluctuations in the value of virtual assets;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7102\" data-end=\"7193\">\u003Cp data-start=\"7104\" data-end=\"7193\">interruptions attributable to third parties or to causes beyond their reasonable control.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"7195\" data-end=\"7266\">Nothing herein limits non-waivable consumer rights under Argentine law.\u003C\u002Fp>\u003Ch2 data-start=\"7273\" data-end=\"7306\">12. SUSPENSION AND TERMINATION\u003C\u002Fh2>\u003Cp data-start=\"7308\" data-end=\"7380\">BNKA.com may suspend or restrict access to the Platform in the event of:\u003C\u002Fp>\u003Cul data-start=\"7382\" data-end=\"7498\">\u003Cli data-start=\"7382\" data-end=\"7417\">\u003Cp data-start=\"7384\" data-end=\"7417\">legal or regulatory requirements;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7418\" data-end=\"7439\">\u003Cp data-start=\"7420\" data-end=\"7439\">security incidents;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7440\" data-end=\"7463\">\u003Cp data-start=\"7442\" data-end=\"7463\">indications of fraud;\u003C\u002Fp>\u003C\u002Fli>\u003Cli data-start=\"7464\" data-end=\"7498\">\u003Cp data-start=\"7466\" data-end=\"7498\">operational or compliance risks.\u003C\u002Fp>\u003C\u002Fli>\u003C\u002Ful>\u003Cp data-start=\"7500\" data-end=\"7634\">Service providers may suspend or terminate the contractual relationship in accordance with their own terms and applicable regulations.\u003C\u002Fp>\u003Ch2 data-start=\"7641\" data-end=\"7678\">13. 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