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BNKA operates exclusively as a global interface and technological infrastructure platform.\u003C\u002Fp>\u003Cp>Transactional services, fiduciary payment accounts (such as balances in Euros or Argentine Pesos), and the issuance of virtual identifiers are provided entirely by duly regulated and authorized third-party providers and entities, operating under official safeguard schemes in each applicable jurisdiction.\u003C\u002Fp>",{"id":1004,"question":1005,"answer":1006},651,"Can I open an account without European documents yet?","\u003Cp>Yes. Bnka issues you a European IBAN with your home country ID\u002Fpassport + biometric verification. You don't need NIE, municipal registration, or a prior European bank account.\u003C\u002Fp>",{"id":1008,"question":1009,"answer":1010},652,"How much does Bnka charge to send money?","\u003Cp>The applicable rates, fees, and exchange rates are displayed clearly, transparently, and in detail within the app before confirming each transaction.\u003C\u002Fp>\u003Cp>Compared to traditional banking entities and conventional international remittance operators, BNKA's optimized infrastructure allows you to access highly competitive costs, streamlining your transfers across the main corridors of Latin America and Europe efficiently and without hidden charges.\u003C\u002Fp>",{"id":1012,"question":1013,"answer":1014},653,"How long does a transfer to LatAm take?","\u003Cp>Minutes during business hours for active corridors (PER, ARG, COL). 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