Bnka

Convert currencies in seconds – no surprises.

Real-Time
Exchange.

Transparent exchange rates, no hidden fees. Swap euros, pesos, soles or stablecoins instantly.

Currency to exchange

EUR

Arrives in Argentina

ARS

Traditional options

0.00 ARS

With Bnka

0.00 ARS

Traditional options keep 0.00 ARS from this transfer

Available on iOS and Android · no hidden fees · everything from your phone

Secure, fast, and reliable
75K+active bnkers in Europe
€45M+sent to LatAm in 2025
€3.2M+sent last month
5minto open your account
Three steps. Five minutes.

How Bnka works

Everything from the app. No branches. No days of waiting.

Open your account

Download the app, scan your ID or passport and verify your identity. Ready in 5 minutes. You only need your ID — no prior European residency required.

Receive in EUR

Receive your salary, clients or transfers to your European IBAN. Keep the balance in EUR, ARS, PEN or COP — you decide when to exchange.

Send home

Convert instantly and send. Rate published in the app. What you see is what arrives.

One app · four actions

Do more with your money

It's not just another wallet. It's the way to move money between two continents without anyone taking a cut.

Most popular

Send

To Argentine pesos, Peruvian soles, Colombian pesos. In minutes. Published rate.

Calculate transfer
Multi-currency

Keep

EUR, ARS, PEN, COP in one account. Exchange when it's convenient for you.

View wallets
International

Pay

Card for spending in Europe using your local wallet balance. No surprises on your statement.

View card
Borderless

Pay services

Your family's electricity, water, internet in LatAm from your phone in Europe.

View services
Use case

Earn freelance

European IBAN to get paid by your clients. No middlemen, no 5-day waits.

For freelancers
Use case

Study abroad

Receive your family's monthly support in EUR. Published rate — see exactly what arrives.

For students
Real stories

Hear from our users

At BNKA, every story counts. See how our services have empowered tens of thousands of people around the world.

I worked in Spain for several years, and when I decided to come back to Peru, my biggest worry was what to do with my savings. I didn't want to convert everything in one go. With BNKA I keep my euros and switch to soles when the rate is in my favor. I came back with peace of mind, knowing my effort doesn't just evaporate.

C
CarmenReturnee from Abroad · Piura

I work with clients abroad and I used to lose a lot every time they paid me. With BNKA I get paid in euros, switch to pesos whenever it suits me, and the headache is gone. I see the difference in my pocket at the end of the month.

M
MartinaUX Designer · Buenos Aires

I work caring for an elderly woman here in Milan. Every two weeks I send money to my daughters, who stayed in Lima with my sister. Before, I had to go to an agency, queue up, fill out forms. Now I do it from my phone during my break. What matters most to me is knowing the money reaches them in full.

P
PierinaCaregiver · Milan

My son has been in Barcelona for seven years and always helps my wife and me. We used to go to an office to pick up the money and they'd take a huge cut. Now he sends it from his phone and it lands in our account the same day. For an older couple like us, that peace of mind is worth more than anything.

A
AndrésRetiree · Cali
Live Movement

The Bnka community in real time

What is moving right now between Europe and Latin America.

Real stories

It's not just sending money. It's living between two worlds.

Keep paying, earning and living like in your home country, even if you're far away. That's why Bnka is built by Latinos who live exactly that.

Your local account

Your local account

In Argentina, Peru or Colombia. Open it from Europe, use it as if you were there.

Your European IBAN

Your European IBAN

Receive EUR from your clients or salary. No paperwork, no waiting for the bank.

No friction

No friction

Convert, pay, send. Published rate. What you see is what you get.

Made by people like you

Made by people like you

Latinos living abroad. Not theory — it's experience.

Terms by jurisdiction

Bnka operates under specific regulatory frameworks in each country. Check the terms applicable to your residence.

Most asked questions

FAQs

No. Bnka is a digital wallet regulated under MiCA by Banco de España (E117). EUR payment services are provided by authorized third-party entities. This means a real European license, not a gray operation.

Join the bnkers community!

A financial solution that supports you every step of the way. Your money, where you live and where you come from. Always connected.