My son went to study in Barcelona, and at first sending him money was a headache. It was slow, more got deducted than what they said, and there was always doubt about when it would arrive. With BNKA I send from here and it lands the same day in euros. For a mother, that peace of mind is priceless.
Your life crosses borders.
Your money moves with you.
Earn in Europe. Take care of life back home.
Get started in minutes · iOS and Android



Convert currencies in seconds – no surprises.
Real-Time
Exchange.
Transparent exchange rates, no hidden fees. Swap euros, pesos, soles or stablecoins instantly.
Currency to exchange
Arrives in Argentina
Traditional options
0.00 ARS
With Bnka
0.00 ARS
Available on iOS and Android · no hidden fees · everything from your phone
Three steps. Five minutes.
Everything from the app. No branches, no European paperwork.
Start with your passport
Download the app and verify your identity. No prior European residency needed.
Get paid in euros
Your salary or your clients pay into your European account details. Hold your balance in euros or in your own currency.
Send it home
Convert and send. The amount that arrives back home is fixed the moment you confirm.
One life. Two countries.
Send money home
To Argentine pesos, soles or Colombian pesos. In minutes, at the published rate.
Hold two currencies
Euros and your local currency in the same app. Convert when the moment suits you.
Pay the bills back home
Electricity, water, internet or university fees. From your phone.
Get paid as a freelancer
Your clients pay you in euros, without five-day waits.
Send money home
Pick your corridor and see how much arrives.
Built with AI
AI works at every step: it verifies you, protects every operation and gives you exchange-rate signals.
AI verification
Verify your identity in minutes. AI checks your passport so you can start fast.
AI fraud protection
Smart monitoring of every operation to detect fraud and meet AML rules.
Exchange-rate insights
AI signals and alerts on exchange rates to help you decide when to move your money.
Exchange-rate insights are informational. This is not financial, legal, tax or investment advice.
Hear from our users
At BNKA, every story counts. See how our services have empowered tens of thousands of people around the world.
I moved to Madrid on a local contract, but my family stayed in Mendoza. Every month I send them money and I couldn't believe how much disappeared along the way. With BNKA I send euros from here and my parents receive pesos the same day. I haven't used anything else in almost two years.
I run private tours for visitors from all over Europe and they book me months in advance. The issue was always how to charge them without losing a lot in fees. Now they pay me directly in euros and I decide when to convert to soles. High season finally pays off the way it should.
I work with clients abroad and I used to lose a lot every time they paid me. With BNKA I get paid in euros, switch to pesos whenever it suits me, and the headache is gone. I see the difference in my pocket at the end of the month.
The Bnka community in real time
What is moving right now between Europe and Latin America.
It's not just sending money. It's living between two countries.
Keep paying, earning and living like you would at home, even from far away.
Your local currency
Argentina, Peru or Colombia. From Europe, as if you were there.
Get paid in euros
Your European account details, no paperwork, no bank waiting times.
No surprises
Convert, pay and send. The rate is published before you confirm.
Built by people who live it
People who know what it's like to live between two countries. Not theory, experience.
FAQs
No. BNKA is not a banking or financial entity. BNKA operates exclusively as a global interface and technological infrastructure platform.
Transactional services, fiduciary payment accounts (such as balances in Euros or Argentine Pesos), and the issuance of virtual identifiers are provided entirely by duly regulated and authorized third-party providers and entities, operating under official safeguard schemes in each applicable jurisdiction.





Living between two countries starts here.
Your money where you live and where you come from.